Young singles or families
As a young working person you are focused on building and accumulating wealth, most likely juggling some credit card or personal loan debts. We understand that a priority for you is to enter the quickly growing housing market, or for those fortunate enough to have already done so, to reduce your level of debt and perhaps consider further investments.
For those that have children, education and funding childcare will become a priority. Advice on Centrelink and the support which is available to assist you will also be important.
Protecting the assets you are beginning to accumulate and, most importantly, your ability to earn an income, are vital to minimise any disruption to your financial plan if things do go wrong along the way.